Online Budgeting Made Easy

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Why RecurTrack

There are a variety of budgeting and expense tracking sites available online, so why choose RecurTrack?

• Planning Ahead. All income can be easily assigned to categories before the start of the next month (if you choose). RecurTrack will show the amount of income that has not yet been budgeted. This is sometimes called "zero-based" budgeting, and works like a modern form of the envelope system.


• Layout. Budgeting is much easier when you don't have to scroll down or expand categories to see the whole budget. We've carefully laid everything out so that you can see your entire monthly budget at-a-glance, and easily see where your money is being spent.


• Annual Expense Tracking. Birthdays and holidays happen at the same time each year, along with a lot of other expenses. We think it is important to be aware of those expenses well in advance in order to save and prepare for them. Recurring annual expenses are incorporated into monthly budgets automatically when they get generated.


• Tracking Types. It is unrealistic to assume that the same expenses happen in the same amount every month. We account for this by assigning each monthly and annual expense a tracking type. This determines if the expense should be the same amount each month, the amount from the previous month, or an average over the past 12 months. By using past behavior to determine future budgets we take the guesswork out of generating new monthly budgets.


• Expense Tracking. Expenses can be entered manually or by uploading bank statements. The total amount spent and remaining for each category can be seen on the budget itself, for all categories, all on the same page.

The bottom line is that unlike other sites that do little more than track expenses, we focus on planning ahead for expenses and income using tried-and-true zero-based monthly budgeting techniques.